As we step into February 2025 and the weather starts warming, I want to extend my heartfelt gratitude for your continued trust and partnership with our firm. Your financial well-being remains our top priority, and we are dedicated to guiding you through the ever-changing investment landscape.

This month as tax-prep season begins full-on, I would like to highlight the importance of tax-efficiency in our investment strategies. Tax considerations are crucial in maximizing your returns and preserving your wealth. By strategically managing your investments to minimize tax liabilities, we can enhance the overall performance of your portfolio.

However, it is essential to remember that tax-efficiency should not overshadow our long-term investment goals.

While reducing taxes is beneficial, our primary focus must always be on achieving sustainable long term income and/or growth and aiming to meet your financial objectives. Balancing tax strategies with sound investment principles ensures that we do not compromise on the quality and potential of your investments.

As we move forward, rest assured that we will continue to monitor the market, adapt to changes in your plan as you communicate and engage with us, in order to provide you with the best possible advice. Thank you for your unwavering support, and we look forward to the potential for a prosperous 2025 ahead.

Market and Economic Data Update

Data just below is as of January 31, 2025
Source: Clearnomics